Business real property
Business real property is real estate used wholly and exclusively in a business; it is the one kind of property a self-managed super fund may buy from, or lease to, a related party such as the members' own company.
Business real property, explained.
A shop, warehouse, clinic or office occupied by the members' business qualifies; a residential property does not, even if a home office is run from it. The lease to the related business must be on arm's length terms at market rent.
For a business owner the attraction is that rent paid to the fund builds retirement savings instead of a landlord's, and the premises are protected inside the superannuation structure. The fund, not the business, carries the loan.
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The Learn section is general information about lending in Australia. It does not take account of your objectives, financial situation or needs, is not credit assistance, and is not tax, legal or financial advice. Lender policies, government schedules and regulations change; check the current position with the relevant body or with us before relying on it.
