About Opulent Finance

Established in 2010. Director‑led from the first conversation.

Opulent Finance is a Melbourne finance brokerage led by its founder, a chartered tax adviser and finance specialist. The work is structuring: how debt is held across entities, how income from different sources is treated, and which lender will see a complex position the way it deserves to be seen.

That is why the practice moves comfortably from a first home in Burwood to a portfolio facility above ten million dollars.

Short assessment. No documents, no credit check. You choose how and when we contact you.

2010Established
$1B+Lending settled
50+Lenders through our lender and aggregator network
PremiumBroker status with leading banks
97.5%Client retention
Client retention is measured as clients who return to Opulent Finance for their next loan or refinance. Owner-attested, September 2026.
Settled with in the last twelve months Commonwealth Bank, NAB, ANZ, Macquarie Bank, HSBC, Bankwest, Bank of Melbourne, NAB Commercial, La Trobe Financial, Firstmac, Plenti, People First Bank, Hume Bank, ASCF, AFG Home Loans Lenders are accessed through the AFG lender and aggregator network. A broker is not accredited with every lender on the panel.
How we work

Get the structure right, not just the rate.

Most lending conversations start with a rate. Ours start with the position: what is owned, how it is held, where the income comes from and what the next three years are meant to look like. A convenient facility set up without that view can become an expensive one, and untangling it later costs more than doing it properly once.

From a first home or refinance to $10m+ property portfolios, commercial facilities and development funding, the practice brings senior lending judgement across major banks and specialist lenders, with private-bank pathways for qualifying clients. Every file is assessed lender by lender and entity by entity, the way each lender will see it, across our lender and aggregator network.

Nothing is lodged until you agree. You receive a written view with options, costs and trade-offs, and you choose how we contact you.

Who you will deal with

The right person from the first conversation.

The credit assistance on every file sits with Dayan Kasturiratna. Enquiries above $10 million go to Ian Webbe first, whatever the finance is for.

Dayan Kasturiratna, Founder and Director of Opulent Finance, seated in a Melbourne boardroom

Dayan Kasturiratna

FIPA FFA CTA

Founder and Director. Chartered tax adviser and finance specialist. Australian Credit Representative 394747, under Australian Finance Group Ltd, ACL 389087.

Established Opulent Finance in 2010. Lending judgement that has seen the whole cycle, applied to how debt is held across entities, how income from different sources is treated, and which lender will see a complex position the way it deserves to be seen.

More about Dayan Kasturiratna

dayan@opulentfinance.com.au
Ian Webbe, Mortgage Development Manager at Opulent Finance, seated at a meeting table in a Melbourne office

Ian Webbe

Mortgage Development Manager. First point of contact for enquiries above $10 million.

Ian takes every $10m+ enquiry from the first conversation through to settlement: understanding the transaction, gathering what the assessment needs, and staying with you while the channel is chosen and the terms are negotiated. Ian manages the relationship; the credit assistance on the file is provided by Dayan.

ian@opulentfinance.com.au
Premium Broker statusWith leading banks
Established 2010Melbourne finance brokers
Burwood, Victoria22 Harker Street
Recognition

Awards and recognition

Recognition of our brokerage and the people behind it, from industry awards to professional membership milestones.

2026
  • WINNER · 2026

    Best Solo Operator

    AFG Broker AwardsDayan Kasturiratna
  • FINALIST · 2026 · VIC/TAS

    Mentor of the Year

    The Adviser Better Business AwardsDayan Kasturiratna
    Organiser listing
2025
  • WINNER · 2025 · VIC/TAS

    Best Finance Brokerage (Office)

    The Adviser Better Business Awards
  • WINNER · 2025 · VIC/TAS

    Best Loan Administrator

    The Adviser Better Business AwardsLihini Silva
    Organiser listing
  • FINALIST · 2025 · VIC/TAS

    Mentor of the Year

    The Adviser Better Business Awards
  • FINALIST · 2025 · VIC

    Top 50 Individual

    AFG Broker AwardsDayan Kasturiratna
  • FINALIST · 2025 · VIC

    Industry & Community Broker Group of the Year

    AFG Broker Awards
  • FINALIST · 2025 · VIC

    Best Loan Administrator

    AFG Broker AwardsLihini Silva
2024
  • FINALIST · 2024

    Top 50 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna
  • FINALIST · 2024

    Best Loan Administrator

    AFG Excellence Awards
2023
  • FINALIST · 2023

    Top 50 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna
2022
  • FINALIST · 2022

    Top 50 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna
2021
  • FINALIST · 2021

    Top 20 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna
2020
  • FINALIST · 2020

    Top 20 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna
2018
  • FINALIST · 2018

    Top 20 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna
2017
  • FINALIST · 2017

    Top 20 Individual Broker

    AFG Excellence AwardsDayan Kasturiratna

Professional membership

MFAA15-year membership milestoneMortgage and Finance Association of Australia
Google reviews

What clients say.

5.0196 Google reviews
Dayan and the team were approachable and knowledgeable, and always willing to help.Bich Thuy Nguyen on Google
Both were warm and friendly and always available.Melanie Georgiou on Google
I highly recommend Dayan and Lihini for their honest, professional, and reliable service.Varuni Wickramasinghe on Google

Read the reviews on Google

How the review works

Four steps, nothing lodged until you agree.

Step 1

Tell us what you are trying to do

A short assessment that changes with your pathway. No documents, no credit check, nothing to upload.

Step 2

We gather the position

With your agreement, we collect the facility and income detail we need, using your existing statements where we can.

Step 3

We assess across the panel

Lender by lender and entity by entity, the way each lender will see it, across our lender and aggregator network.

Step 4

We present, you decide

A written view with options, costs and trade-offs. You choose how we contact you, and if you choose email only, that is what you get.

Before you sign anything

The documents behind every conversation.

Our Credit Guide, Privacy Policy, privacy consent, complaints process and website terms are published in full, and the Credit Guide can be downloaded exactly as issued.

Start with a conversation

Tell us what you are trying to do.

A short assessment, no documents and no credit check. Or call 1300 001 551 and speak to the person who will handle your file.