Credit representative and credit licensee
A credit representative is a person authorised by the holder of an Australian Credit Licence to provide credit assistance on the licensee's behalf; the licensee is responsible for the representative's conduct.
Credit representative and credit licensee, explained.
At Opulent Finance, credit assistance is provided by Dayan Kasturiratna, Australian Credit Representative 394747, authorised under Australian Finance Group Ltd, Australian Credit Licence 389087. The licensee's obligations, complaints process and external dispute resolution membership cover the assistance we give.
Credit assistance means suggesting or helping you apply for a particular credit contract. It is regulated under the National Consumer Credit Protection Act, which sets out responsible lending obligations and disclosure requirements.
When the reading raises a question, ask it.
A finance review starts with a conversation and a written position from Dayan Kasturiratna, who provides the credit assistance on every file. No credit check to start.
The Learn section is general information about lending in Australia. It does not take account of your objectives, financial situation or needs, is not credit assistance, and is not tax, legal or financial advice. Lender policies, government schedules and regulations change; check the current position with the relevant body or with us before relying on it.
